La Joya Area FCU
P.O. Box 1300
La Joya, Texas 78560

(956) 585-6207
(877) 585-6207

Routing Number:
314985468

 About Us 

La Joya Area Federal Credit Union
exists to provide complete financial services to its members.

Our History

The credit union was first formed by 15 La Joya ISD teachers who applied to the National Credit Union Administration for a charter - each paying a $20.00 fee. Approval for the charter was granted on December 5, 1961.

Daniel Zamora was elected treasurer, and he took over operations. He recruited members, disbursed loans from his briefcase, and took deposits during his lunch breaks and after school. Mr. Zamora was paid a salary of $3.00 a month for his services. Mr. Zamora still serves on the Board of Directors.

Sergio Cruz is the credit union's President/CEO. La Joya Area FCU continues to thrive after 50 years. Today, the credit union has over 16,000 members, and has an asset size of $44,000,000.00. La Joya Area Federal Credit Union has humble beginnings, and continues to have a family atmosphere.

Meet the Staff

Department Led By:
Accounting Elly Menchaca
Information Technology Gilbert Saenz
Lending Connie Garza
President/CEO Sergio Cruz
Tellers Melissa Flores
Vice President Johnn Alaniz

Becoming a Member

The La Joya Area Federal Credit Union is owned solely by its share-holders, the members. When you become a member, you become one of its owners, and you share in the credit union's success.

Who is eligible for membership?

The La Joya Area Federal Credit Union is owned solely by its share-holders, the members. When you become a member, you become one of its owners, and you share in the credit union's success.

Anyone who lives or works within the Hidalgo County boundaries, or who has an immediate family member who lives or works within those boundaries.

How can I become a member?

Simply fill out a membership application form, pay a $5.00 fee, and deposit at least $25.00 in a share (savings) account. Children under the age of 18,or who are in High School, and adults over the age of 55 can become members with a deposit of only $25.00.

Joining the credit union is like belonging to a family - you're a member for life. No matter where you live or work, you can always remain a member of your credit union provided you remain in good standing.